Specialty Insurance was built around the needs of action sports and entertainment operators. As a division of Alliance Risk Insurance Services, we saw that many businesses creating memorable recreational experiences were not receiving insurance solutions tailored to their operations. Too often, they were placed into broad categories that failed to reflect the risks associated with their activities. Our response was to dedicate our entire brokerage to these industries. We proudly serve paintball, airsoft, and GellyBall operators, laser tag and Nerf facilities, axe throwing venues, go-kart tracks, trampoline parks, family entertainment centers, inflatable and party rental businesses, special events, and seasonal attractions. From independently owned locations to larger multi-site operations, we customize insurance programs to match the realities of active recreational environments.Our role is to help clients secure protection that addresses the full scope of their operations. We offer coverage options that include general liability, participant and guest injury protection, property insurance, business owners policies, commercial auto coverage, and excess and umbrella solutions. Each policy is placed through A+ rated carriers with experience evaluating loss data specific to these industries. This approach helps align coverage terms and pricing with the actual risk profile of each business. We understand the operational pressures our clients face, including injury exposure, equipment failures, waiver concerns, seasonal revenue demands, and insurance requirements imposed by third parties. Backed by more than 20 years of expertise, licensed across all 50 states and the District of Columbia, and managing over 500 active policies, we deliver prompt service, transparent communication, and ongoing advocacy throughout claims handling.
Served areas
- Coverages: General Liability, Participant Injury, Property, Business Owners Policy (BOP), Commercial Auto, Excess / Umbrella.
- Industries: Paintball, Airsoft, GellyBall, Laser Tag, Nerf Arena, Axe Throwing, Go-Kart, Trampoline Park, Family Entertainment Center, Special Events.
Business details
- Licensed
Highlights and features
- Licensed nationwide across all 50 states for coverage
- Fast one-day quote turnaround from top-rated insurance carriers
- Specialist underwriting tailored for action sports business risks
- Comprehensive protection for entertainment venues and sports operators
- Over twenty years of industry-focused insurance expertise
- Coverage solutions designed for diverse high-risk recreation businesses
Payment methods
- Cash
- Debit cards
- Credit cards
Services
General Liability Insurance forms the base of our insurance solutions for businesses. It covers third-party bodily injury claims, property damage incidents, and the cost of legal defense. Many standard policies fail to address risks linked to participants engaged in activities. We ensure broader protection that includes operational, premises, and activity-based exposures.
Participant Injury Insurance provides essential no-fault coverage for paying customers who are injured, become ill, or experience accidental death during participation. This protection is often missing from standard general liability policies in action sports, entertainment, and mobile operations. It covers medical expenses, accidental death and dismemberment benefits, and ensures compensation regardless of fault. Available as stand-alone coverage or included within broader insurance packages for events and organized activities.
We offer protection for commercial property assets, safeguarding buildings, equipment, inventory, and improvements against fire, theft, vandalism, and storm-related damage. Our coverage supports continuity after unexpected losses. Action sports operations receive tailored consideration for specialized items including inflatables, lanes, targets, vehicles, and safety equipment often not fully addressed in standard policies. We base settlements on replacement cost values.
We offer a Business Owners Policy that unifies General Liability Insurance and Commercial Property Insurance into one streamlined package. This solution is suited for small to mid-size action sports and entertainment operations with physical facilities and equipment, and it is structured through programs created for specialty recreation businesses.
We offer Commercial Auto Insurance solutions tailored to the specific needs of each operation. Businesses can obtain a bindable quote quickly, typically within a short turnaround period. Our process is designed to be straightforward and without obligation for prospective clients. We focus on delivering coverage that aligns with operational requirements and risk exposure.
Excess/Umbrella Insurance sits above primary policies to provide higher liability limits. It is designed to respond after General Liability, auto, or employer liability coverage has been exhausted by a large claim. When catastrophic incidents occur, it can extend protection and include legal defense expenses beyond base limits. Many businesses use this coverage because it is frequently required in lease agreements and contracts. It offers an efficient way to manage high-severity risk exposure.
Reviews (1)
Brandon J.
Mar 11, 2026
Specialty Insurance is a great choice! I highly recommend this company for your business! They diligently take their time and work with you, making sure your business has all the correct and specific coverages you need. Cathy was a huge help, and gave me exactly what I needed, making it budget friendly and greatly affordable. Choose Specialty Insurance if you want the best service and fair treatment for your business!